Insurance Defense Attorney Birmingham, AL

Finding yourself at the end of a potential lawsuit is a stressful proposition, and choosing the wrong attorney can prolong matters and have long-lasting consequences on your operations. 

Our insurance defense attorneys at McCallum, Hoaglund & McCallum, LLP, has worked with hundreds of Birmingham, AL, clients to provide effective solutions. Call us at (205) 824-7767 to schedule a consultation today.

Who Needs an Insurance Defense Attorney?

Any organization that provides insurance to individuals or businesses and wants to protect themselves against fraud and false claims needs an insurance defense attorney. 

Our firm has worked with the following types of providers in Alabama on state and federal levels:

• Large insurance carriers
• Commercial general liability carriers
• Excess carriers
• Title insurers
• Independent brokers
• Third-party administrators 

We understand how time-consuming and expensive litigation can be, which is why we provide unique solutions for each case. Our insurance defense lawyers will develop novel strategies to determine the best course of action. Our goal is to protect your rights effectively by keeping your best interests in mind.

Legal Services We Offer

At McCallum, Hoaglund & McCallum, we provide a wide array of legal services, including:

• Tort litigation
• Property damage claims
• Fire claims
• Product defects and product liability
• Appeals litigation
• Personal injury claims
• Wrongful death claims
• Bad faith claims
• Premises liability claims
• Fraud claims 

We have worked with companies in a wide range of industries, from retail stores to architects, contractors, and healthcare providers. Our breadth of our insurance defense attorney experience allows us to tailor each strategy to each individual case.

Alternatives to Litigation

Litigation is costly and time-consuming, and we view it as a last resort. Wherever possible, we attempt alternative methods, including mediation and arbitration, to settle disputes at an early stage.

Mediation

Mediation is a process where the disputing parties discuss their differences in the presence of a neutral third party, the mediator. The mediator acts as a communications facilitator and does not provide legal advice or resolve the case on behalf of the parties involved. The mediator will usually keep their opinions on the case to themselves and guide the parties to a mutual resolution of the dispute. 

Mediation attendance is voluntary, and sessions may be informal meetings or scheduled settlement conferences. Most mediation aims to resolve the disagreements to avoid going to court. These meetings are private and confidential, with no outside onlookers during the process. Any admissions made during the mediation will not be admissible later in court. 

The main benefits of the mediation process include: 

• Time- and cost-effectiveness
• Privacy and confidentiality
• Empowerment of both parties
• Faster resolution 

While mediation is typically “softer” than litigation, it produces good results in smaller, less volatile cases. Smaller personal injury cases and workers’ compensation cases often do well in mediation, resulting in settlement within several weeks instead of several months.

Arbitration

Arbitration is the use of an independent third party, either an individual arbitrator or tribunal, to resolve a dispute. Unlike mediation, in which the mediator makes no judgments or decisions, arbitration relies on the arbiter to make the final decision regarding the dispute. It is similar to a traditional court case but without the cost or intervention of the court. 

The advantages of arbitration include:

• Choosing the decision-maker
• Privacy and confidentiality
• Convenience
• No right to appeal
• Flexibility 

Arbitration proceedings generally take longer and are most expensive than mediation proceedings. They follow a process similar to court cases, including a statement of claims and response, discovery and inspection, interchange of evidence, hearings, and legal submissions. 

At McCallum, Hoaglund & McCallum, we’ve found that most disputes do well in mediation or arbitration, or a combination of the two. However, if negotiations fail, we are still ready to defend our clients’ rights aggressively in the courtroom, when necessary. 

Why Work with Us at McCallum, Hoaglund & McCallum?

You will find plenty of insurance defense lawyers in Alabama who are ready to represent insurers and protect insurance companies from coverage disputes, fraud, and false claims. So what makes our firm worthy of your consideration?

Experience

Our legal team is diverse enough to handle almost any dispute and provide a strong defense for all of our clients. We’ve worked with hundreds of clients in cases as varied as construction, animal attacks, professional liability, and real estate. Our team has handled thousands of disputes through several dispute resolution avenues, including mediation, arbitration, and litigation. 

In addition to knowledge of the law and various industries, our teams also have experience with most Alabama courts. We know most of our opposing counsel and have worked with judges across the state, allowing us to tailor our strategy accordingly. This hard-gained knowledge will work in your favor as a client, as we are familiar with the jury demographics, biases, and unique local conditions.